Research: Central bank digital currencies are more popular than other payment methods.

2020-8-11 03:45
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According to an Aug.11 report from Nanfang.com, Dong Ximiao, chief analyst of China Business Union Finance, said digital banking is fiat currency, while WeChat, Alipay and cloud payment are the only payment methods. . “Especially if an organization or an individual does not accept mobile payments, there are no legal issues. However, it is illegal for users to refuse to pay with cash or digital benefits. From the user's perspective, Dong Ximiao believes that digital banking companies have used more of it, legitimate gifts are strictly prohibited, and other payment methods have no restrictions, especially this one. Compared to non-bank payments, digital banking services are more secure, more versatile, and do not need to be tied to a bank.

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Xiao Lei: The ease of creating digital advantages in a simple business will be greater than that of mobile payments.
According to Nanfang.com on August 11, financial analyst Xiao Lei said in an interview that China is, strictly speaking, the first country to test digital advantages. He believes it will take at least one to two years to experiment with digital advertising, as the use of events grows and commercial site software such as digital wallets becomes popular. Xiao Lei said, "If it can be integrated with Alipay, WeChat payment and other machines, the landing can be faster." The ultimate credit guarantee of digital currency is the central bank, that is, national credit, the credit guarantee of mobile payments is provided by companies such as Tencent and Alibaba, and the credit guarantee of means such as online banking payments is carried out by the bank. . In addition, Xiao Lei believes that in the case of mobile payments, digital benefits will change the way of payment rather than just payments. “Digital currency is a simple business innovation, and it will be a step closer to simplicity than existing mobile payments,” “For example, mobile payments cannot be done offline. "
2020-8-11 03:43