Xiao Lei: The ease of creating digital advantages in a simple business will be greater than that of mobile payments.

According to Nanfang.com on August 11, financial analyst Xiao Lei said in an interview that China is, strictly speaking, the first country to test digital advantages. He believes it will take at least one to two years to experiment with digital advertising, as the use of events grows and commercial site software such as digital wallets becomes popular. Xiao Lei said, "If it can be integrated with Alipay, WeChat payment and other machines, the landing can be faster." The ultimate credit guarantee of digital currency is the central bank, that is, national credit, the credit guarantee of mobile payments is provided by companies such as Tencent and Alibaba, and the credit guarantee of means such as online banking payments is carried out by the bank. . In addition, Xiao Lei believes that in the case of mobile payments, digital benefits will change the way of payment rather than just payments. “Digital currency is a simple business innovation, and it will be a step closer to simplicity than existing mobile payments,” “For example, mobile payments cannot be done offline. "