Our major US stocks started higher overall, with the S&P 500 up 0.41%.

The January 21 report from Crypto.com estimates that by the end of 2022, there will be 1 billion crypto users worldwide. The report concludes that some developed countries have reestablished El Salvador's example and received a "good job" for the crypto industry. In 2021, the global cryptocurrency population grew by 178%, from 106 million in January to 295 million in December. With Tesla and Mastercard joining the ranks of crypto payments and adoption in 2021, BTC led growth in the first half, overtaking Ethereum adoption. Considering the decline in crypto users in 2021, Crypto.com states, “If we estimate crypto user growth in 2022 to be the same as 2021, we will reach 1 billion crypto users by the end of 2022.” (Cointelegraph)