European Central Bank: Central banks should ensure that currencies such as the digital euro do not become essential investment instruments.

According to a report by the European Central Bank, Golden Finance said that in order to create a successful CBDC, financial authorities must create digital currencies with a variety of payments and exchanges and have enough stores. At the same time, central banks must ensure that funds such as the digital euro currency do not become a viable asset, pushing for private solutions or loans. This document identifies three criteria for the completion of the CBDC. The first is “sales acceptance,” which should be broad. In other words, users should be able to make digital payments from anywhere. The second success is defined as the "division of labor". European Central Bank executives have issued euro warnings that digital euros should be distributed through intermediaries (such as banks and financial institutions). “Consumer demand” refers to the ability to “pay anywhere, pay securely and pay personally” using CBDCs as a third party for completion. (News.Bitcoin)