Or, influenced by the election of Biden's Powell, the S&P 500 is beating all the time.

Golden Financial announced that the European Central Bank has approved a new electronic payment system that includes fixed payments and other crypto assets. The new policy measures the security and efficiency of electronic payments. The European Central Bank uses this framework to create payment cards, exchange debit cards, direct debits, electronic direct debits, and digital payment tokens (such as electronic wallets). The framework also includes services related to crypto assets, such as merchants accepting crypto assets on a payment card, and the ability to send, receive, or pay for crypto assets via email. (finextra)