Researcher: Currently, there is no blockchain loan application that developed the business model in China.

According to China Industry News on August 15, Yuan Shang, a researcher at the Interchain Pulse Research Institute, pointed out that the blockchain product industry also resulted in labor costs in the design process. First, consumer behavior cannot be considered functional. Many so-called blockchain products think about the user's eating habits, such as reading text or shopping, working. Blockchain products encourage this behavior in exchange for their worthless tokens. Second, one-sided energy assistance from the user to the product has no market value. Some brands require users to attract people to their product and then provide a promotional token. However, in the market it is not necessary to redeem tokens with real money, so the value of tokens also returns to zero. Finally, as the tokens are digested in the body, the energy of the token gradually decreases.